Horace Mann in service to educators since 1945

AUTO

Horace Mann recognizes that educators are good drivers and deserve to save on their auto insurance.  That’s why the company, founded by educators for educators, continues to offer preferred pricing through our partnership with Commerce Insurance.  If you are already insured through Commerce you will receive an additional discount with the educator package only available through Horace Mann. Additional discounts are available for auto club members.

HOME

We recognize how important your home and possessions are so we have designed homeowner insurance policies that’ll protect against almost any hazard.  Replacement Cost on Contents coverage protects your favorite possessions - like televisions, furniture, carpet and more. It covers up to the cost to fully replace your personal property if it is damaged or destroyed by a covered loss. Educators can receive additional property coverage at no additional charge through Homeowner Educator Advantage. We also insure coastal properties.

LIFE

Horace Mann offers special educator rates for life insurance.  

  • Term Life Insurance

  • Cash Value Term Life Insurance

  • Whole Life Insurance

  • Universal Life Insurance

  • Indexed Universal Life Insurance

How much insurance do you need?  We will evaluate our product suite to ensure we are providing the right value to protect your family.

MTRS RETIREMENT WORKSHOPS

Your retirement may be years or even decades away...or it could be right around the corner. Either way, you can benefit from gaining a better understanding of how your teachers’ retirement program will contribute to your income after you retire.  We offer state teachers' retirement system (STRS) workshops to explain how the Massachusetts retirement system works. These free workshops can help you feel confident in making decisions and getting the most out of your money.  We also know the need for supplementing your retirement income and offer 403(b) and 457(b) annuities as well as mutual funds

STUDENT LOAN FORGIVENESS

It’s important to develop a holistic strategy to achieve financial success. That means protecting what’s important to you today and planning for a secure tomorrow. And the first step in planning for a successful financial future is managing your student loan debt. 

Horace Mann offers a suite of solutions to help you manage that debt and reach your financial goals. We can help you find ways to remove or reduce student loan payments and redirect any savings towards your future. 

DONORS CHOOSE

As an educator, you have one of the most important jobs there is-shaping our children's future.  With school budgets constantly dwindling, your job becomes more and more challenging. We want to help.

Horace Mann is a national sponsor of DonorsChoose.org, a website and nonprofit organization that connects public school teachers in need of classroom materials and experiences with individual donors who want to help. Since partnering with DonorsChoose.org in 2011, we've donated more than $2 million to projects on the website.